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Accept Bitcoin payments — Lightning gateways, POS, and invoicing tools for merchants.
17 listings, grouped Bitcoin first by label. Inside each group: open source first, then the rest, then listings marked Not recommended, each A to Z here (the interactive directory rotates them weekly). Nothing is hidden. This version needs no JavaScript.
Bitcoin used directly as money, or tools for running, securing and building on it.
Alby ₿ USE
Lightning wallet and payments for the web.
Custody. Alby’s home page describes Alby Hub as “Self-custody in the cloud”, keeping “full control over your keys”; its pricing page is titled “Cloud & Self-Hosting Plans”. Alby: Home
Breez ₿ TOOL
Bitcoin in every app.
Custody. Breez says its SDK is non-custodial and built on Spark; Spark’s docs say Spark Operators help sign transfers but cannot move funds without you, and a pre-signed exit lets you reclaim funds on Bitcoin L1. Spark docs: Sovereignty
Advisory · MISTY BREEZ STOPPED — Breez tells its users to move their funds out (14 September 2026) (2026-09-14)
On 14 September 2026 Breez posted that the service its Misty Breez wallet relies on is no longer available, so on-chain and Lightning payments can't be made in that app. Breez says the Liquid Network is running again and users can now move their funds out: send them to another Liquid wallet and swap to Lightning or on-chain bitcoin from there, or use a swap service that converts Liquid bitcoin to on-chain bitcoin. Breez gives no deadline. If you still hold funds in Misty Breez, move them to a wallet you control.
Our position: listed, with this notice. Misty Breez is one Breez app; the Breez SDK and the Glow app are separate products. The facts above come from Breez's own Misty Breez page — check them yourself.
BTCPay Server ₿ USE
Self-hosted, open-source Bitcoin payment processor.
Non-Custodial. Only you hold the keys to your bitcoin. BTCPay Server: General FAQ
Coinos ₿ USE
Open-source Bitcoin and Lightning web wallet for merchants.
Custodial. Coinos says you always have the option of taking custody of your funds by withdrawing instantly at any time. Coinos: Home
Advisory · LIQUID PEG-OUTS PAUSED since 6 September 2026 — the reserve is still being restored (2026-10-03)
Coinos lists Liquid among the payment methods it supports. On 6 September 2026 an attacker used a bug in Elements, the software Liquid runs on, to create about 4,000 L-BTC with no bitcoin behind it, then withdrew about 4,000 BTC from the Liquid reserve through SideSwap, a federation member that can authorise peg-outs. Blockstream says the reserve fell from about 4,205 BTC to 197 BTC, that 3,400 BTC were returned on 7 September, and that about 602 BTC are still the subject of recovery efforts. The bug was patched within hours, Liquid transactions resumed on 10 September, and Blockstream says other Liquid-issued assets were not affected. Peg-outs (the way to turn L-BTC back into bitcoin through the federation) remain paused while the reserve is restored; liquid.net still said so on 3 October 2026. Blockstream’s report gives no date for reopening and says no recovery stage proceeds until it is independently judged safe.
Our position: listed, with this notice, because Liquid still runs and Blockstream has published what happened. Until peg-outs reopen, L-BTC cannot be turned back into bitcoin through the federation; bitcoin held on-chain is separate and not affected. The facts above come from Blockstream’s incident report, its status page and liquid.net — check them yourself.
Sources: Blockstream: “Liquid Network Security Incident Assessment” (23 September 2026) · Blockstream status page: Liquid Security Incident (latest update 10 September 2026) · liquid.net (peg-out status, checked 3 October 2026) · The Block: Liquid Network pauses after a withdrawal of about 4,000 BTC (6 September 2026)
LNbits ₿ USE
Open-source Lightning accounts and extensions platform.
Custody. LNbits says it can be run “for yourself, for others, or as part of a stack”; its site lists LNbits Hosted (“Fully managed”), a local LNbits Box and a run-it-yourself option. LNbits: Home
Banxa ₿ USE
Fiat-to-crypto payment provider, part of OSL Group.
Non-Custodial. Banxa’s terms say it does not host wallets or act as a custodian of Crypto Assets and delivers purchases to your Nominated Wallet Address, but also that its agent role may include holding assets on your behalf. Banxa: Customer terms and conditions (PDF, effective 10 Mar 2026)
BitPay ₿ USE
The original Bitcoin payment processor since 2011.
Custodial. BitPay’s terms say account ledger credits are “funds temporarily held by BitPay until settlement” and that BitPay does not “provide cryptocurrency custody as part of the Acceptance Services.” BitPay: Terms of use
CoinGate ₿ USE
Accept Bitcoin and Lightning payments.
Custodial. CoinGate says merchants hold a balance with it, paid out weekly by default on the Standard plan; merchants can instead choose to receive crypto directly. CoinGate: Digital asset custody
IBEX ₿ USE
Settlement and clearing engine for fiat and digital assets.
Lightspark ₿ USE
API for moving money across fiat, stablecoins and Bitcoin.
Custodial. Lightspark’s docs say internal accounts are Lightspark-managed accounts that hold customer funds; its site says Lightspark and its affiliates “are not banks, exchanges, or asset custodians.” Lightspark docs: Account model
Mercuryo ₿ USE
EU-regulated crypto payment gateway.
OpenNode ₿ USE
Bitcoin and Lightning payment gateway.
Custodial. OpenNode says you move bitcoin from your OpenNode account to an external wallet, by a scheduled weekly transfer (opt-in, Sundays) or on demand. OpenNode Help: Bitcoin withdrawals
Simplex (by Nuvei) ₿ USE
Fiat-to-crypto payments infrastructure.
Speed ₿ USE
Bitcoin Lightning payments at global scale.
Custodial. Speed’s terms say Speed itself “does not custody user crypto assets”; custody is provided by CoinX USA or its contracted custodians, and CoinX may use omnibus wallets, custodial partners or segregated accounts. Speed: Terms and conditions
Strike ₿ USE
Instant, global Bitcoin payments.
Custodial. The company holds the keys to your bitcoin. Strike: US individual terms (Bitcoin Custody)
Transak ₿ USE
Fiat-to-crypto on-ramp infrastructure.
Non-Custodial. Transak’s terms say “you cannot hold Digital Assets with Transak”; purchases are sent to your Designated Wallet, and for a sale you transfer the crypto to a wallet Transak assigns for the order. Transak: Terms of service (Rest of World)
Zaprite ₿ USE
Bitcoin invoicing and checkout for businesses.
Non-Custodial. Zaprite says it is “not a custodian” and “never touches customer funds”; payments go to the wallet, or the bitcoin custody or financial-provider account, that the merchant connects. Zaprite: FAQ